We advise three European families and their stakeholders, protecting and growing their assets.
As a family office, we look after the assets of three European families and two private individuals, and one foundation. We also selectively advise institutional investors, pension funds and pension schemes. We have an exceptionally long experience in alternative investments.
Family Office
Your family’s wealth, in one place.
The assets of a family often contain different assets that have grown over long periods of time, sometimes in an unstructured way. We take a holistic view and draw the right conclusions from this.
We also find the optimal solution when several asset managers are involved. In addition, comprehensive control and transparent reporting are particularly important in the case of complex asset structures.
Holistic Analysis
We take a close look at your entire assets. Does the current situation still correspond to the desired strategy? And should it be adjusted for personal or family reasons?
Strategy
The long-term allocation of assets to various asset classes such as shares, bonds or private equity has a major influence on investment performance. Your individual return and risk specifications play a major role in the selection of the individual asset components.
Family Governance
Succession, dividends, distribution of tasks: Is everything settled in your family? Generation management, also known as family governance, stands for the various steps taken to ensure the long-term and value-preserving management of family assets.
Manager and Instrument Selection
We observe not only a large number of asset managers, but also a large universe of liquid and alternative investments. Together with you, we select the appropriate managers and instruments - both active and passive.
Reporting and Controlling
With complex asset structures, such as in a family office, holistic control and transparent reporting are of particular importance.
Individual Services
Do you need further individual services? We would be happy to take care of your document management or review your security management. We give advice on philanthropy, sustainability, execution of wills - and on many other issues.
Network and External Services
With our large network, we can support you in the selection of external service providers - such as lawyers or notaries, if desired. And we always have an eye on the quality of their services.
Wealth Management
Understanding the full picture of wealth is what we do.
We’re here to help coordinate all aspects of your financial life so you can focus on what’s most important to you. You can take comfort knowing that we have the time, attention, and expertise to address every dimension of managing your wealth — now and for generations to come.
Overview
Investment Management
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Investment strategy and research
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Customized asset allocation
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Internal and external portfolios
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Asset advisory
Wealth Planning
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Trust and estate
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Tax and risk management
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Family and next generation
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Philanthropy
Financial and Related Services
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Custody and reporting
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Private banking
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Bill payment and accounting
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Human resource services
Investment Management
More than money, your wealth is a reflection of a life’s work and the foundation for everything you and your family have yet to do. Your Hlozek Financial team, including seasoned investment specialists, offers comprehensive, customized solutions to help you preserve and grow this irreplaceable wealth.
Customised Portfolios
Your portfolio will reflect our best thinking on markets and your team’s understanding of your needs in the context of your life. Your Hlozek Financial team pursues appropriate returns for you through a range of innovative investment strategies that can include internal and external managers, active and passive strategies, and alternative investments. Our size allows us to offer a full range of investment opportunities while remaining nimble on security selection, portfolio construction, and asset allocation decisions for each client. We can take into account your entire portfolio — wherever the assets are held.
Exclusive Access, Strong Conviction
Hlozek Financial’s investment portfolios are available only to our clients and employees. Our portfolio managers are compensated in part based on long-term, risk-adjusted performance, so they’re free to take positions that may run counter to conventional thinking. And they have the opportunity to invest right alongside you, helping ensure they select for you only those investments in which they have the strongest conviction.
Broad Spectrum of Assets
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Large-, mid-, and small-cap stocks
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Municipal and taxable bonds
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Hedge funds
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Private equity funds
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Real estate holdings
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Private companies
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Energy holdings
Wealth Planning
Planning for Wealth Transfer
We can help you put all of the arrangements in place to transfer your wealth according to your wishes, at appropriate times in your beneficiaries’ lives, and in the most effective and tax-efficient way. We can help foster communication among family members and provide the expertise necessary for ongoing management of assets such as a family business or vacation home.
Managing Taxes and Risk
Beyond helping you grow your wealth through investing, our goal is to help protect it through judicious tax and risk management. Your team can conduct a thorough review to reveal your risk exposure, determining whether you’re making the most of tax opportunities and insurance strategies.
Preparing the Next Generation
We are here to help you prepare your family, from developing a customized education program about being responsible wealth stewards to helping articulate your family’s unique story and the values you’d like to transfer along with your wealth.
Planning for charitable giving
You may feel strongly about supporting causes you care about. Our specialists can help you define and pursue your philanthropic goals with a strategy that best suits your needs.
Financial and Related Services
You can turn to us for hands-on administrative and operational support that frees your time and makes your daily life easier. Hlozek Financial has provided family office services successfully for seven generations. We’ve seen and addressed just about every situation.
Scalable Services
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Custody and reporting
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Custody services, as well as consolidated portfolio reporting and analysis, for all of your family, entity, and trust assets across investment managers and custodians
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Private banking management
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Checking accounts, money transfers, loans, currency-exchange services, letters of credit, and other private banking services
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Bill payment and accounting
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Full financial accounting and bookkeeping support, as well as payment services including entity accounts payable, employee expense reimbursement, and personal bill payment
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Human resource services
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A turnkey suite of employee human resource services, including HR policies, filings, hiring support, payroll, benefits and health care administration, and employee training
Who We Serve
We look after the assets of private individuals, families and foundations. We also advise institutional investors, pension funds and pension schemes.
Families and Private Clients
We see the management of family assets as a generational task. This is where the same principles and values apply as for traditional, family-run businesses. For many years our services have been available to other investors in addition to our main stakeholders. We are strictly independent of banks.
Institutional Investors
We have also been advising institutional investors, in particular pension funds and private investment funds. Institutional clients are advised by an experienced and well-rehearsed team: our employees have extensive pension fund and capital market expertise as well as extensive knowledge of the legal and regulatory framework for institutional clients. With our recommendations for action, you can react to all opportunities and risks in a timely and appropriate manner.